[Neighbors] Homeowners Insurance Deductible-Wind/hail

[liza urso]

Thanks so much, Jordan, for the helpful  information about what's happening in the industry, as well as the referral to John Lunardon.  I will reach out to him right away.  
And I'm still counting on you to let us know when LJE has hail/wind which rises to the occasion of hopefully necessitating a new roof.  Even tho' I now will be paying double out-of-pocket if I stay with State Farm...:(
Best regards to all.  Liza 

Liza P. Urso214-882-9858 

    On Wednesday, August 27, 2025 at 11:49:57 AM CDT, Jordan Collins <jordan at pmrroofing.com> wrote:  
 
 Liza,
The insurance market is extremely volatile right now. Most if not all carriers are moving to 2%3%or even 5%. This is due to a number of factors. Insurance companies are tired of paying for roofs after every hail storm and re-insurance (insurance for insurance companies) has gone up and that gets passed down to homeowner. 
This is more information than you probably wanted. I refer all of my customers to John Lunardon with The Woodlands Insurance Group. He’s been my agent for 15 years and only one I refer customers to. He has over 40 carriers he can quote and get the best coverage for great rates  Reach out if you’d like- he’d be happy to help. 
John Lunardon(972) 839-2493Jlunardon at twfg.com

| 

 |  | Jordan Collins | Vice President/Partner
jordan at pmrroofing.com | 214.957.0839

PMR - Roofing With A Strong Foundation
469.409.ROOF
2006 State Highway 360 Grand Prairie, TX 75050
PMRroofing.com

   

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On Aug 26, 2025, at 7:41 PM, liza urso via Neighbors <neighbors at lj-estates.com> wrote:




Has anyone else had their insurance co mandatorily raise their wind/hail deductible to 2%?
I have always kept mine at 1%, but now I have no choice…
Just found this out today and have meeting w State Farm tomorrow. 
Thx for any input and recommendations for other HO insur. cos. 

Liza Urso214-882-9858
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